Melanie Stephens
Owner/Broker: Wild Palm Capital
A Woman-Owned Business Funding Nationwide

I approach commercial lending with a lifelong entrepreneur’s perspective, a journalist’s eye for detail, and an artist’s eye for possibilities. Foremost in that approach are my core values: ethics and integrity.
Navigating the funding and operation of my own businesses—including the future Wild Palm St John glamping resort in the USVI—has taught me a critical fact: the success of a development hinges on the structure of its debt.
As a lifelong entrepreneur and self-employed business owner, I have worked with many types of lenders. I understand the difficulties, headaches, and stumbling blocks with getting funding for my projects.
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I became a CRE loan broker after spending years as a professional photographer and writer, with the past five writing specifically about real estate and investment lending including:
- BiggerPockets monthly magazine column: “Biggest Mistakes, Lessons Learned”
- i Fund Cities: Websites, ebooks, ghostwritten articles, blogs, etc.
These experiences gave me great insight into both the investors I work with and the industry itself.
Now, as a commercial real estate broker, I have a designated private lending desk and financing team with 30+ years of experience in traditional and alternative financing.
Our team navigates and executes across a full spectrum of capital options, from low-rate traditional bank loans to fast-execution private and hard money, to find the best financing for your project’s timeline and goals.
If you are looking for a funding partner who understands the borrower’s side of the table and has the deep-market connections to execute, let’s talk!